When you are in a pinch and need money quickly, it can be hard to know where to go to get the money you need. Banks typically do not give out small loans because they are not as financially worthwhile for them. If you own something outright that has a title, you may be able to get a title loan on it. Many people think that cars or trucks are the only things you can get title loans on, but that is not the case at all.
Read More
In today's economy, it can be difficult to come up with a large down payment for a house. The good news is that there are several programs that can help first-time homebuyers own a house without having to save money for years beforehand. If you are hoping to buy a home soon, consider checking out some of these options to make the process easier on you, financially speaking.
USDA Home Loan
Read More
If your bills are piling up, you have costly credit card debt, or you find yourself struggling to pay for large expenses, you can use the equity in your home to help your financial situation. The difference between the value of your home and what you owe on your home is known as your home's equity. For example, if you owe $150,000 on a home that is worth $200,000, you have $50,000 worth of equity in your home.
Read More
If you recently experienced foreclosure or about to go through the process, you likely think it's impossible to get another mortgage. Like a bankruptcy, a foreclosure lingers on your credit record for several years. FHA (Federal Housing Administration) loans are available for borrowers with less than stellar credit, or no credit, and they forgive bankruptcies and foreclosures easier than a primary mortgage company. Here are some tips to qualify for an FHA loan after foreclosure.
Read More
